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Home ✔Naija HB Special Ecobank Transfer Code : Transfer Money to Any Bank Using USSD

Ecobank Transfer Code : Transfer Money to Any Bank Using USSD

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Ecobank transfer code allows you to send money to any bank account in Nigeria by dialing a simple USSD code on your mobile phone. In this guide you’ll learn what the code is, and how to use it to complete transfers.

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Before the introduction of the code, one would have had to visit the bank or ATM machines to complete funds transfers. Queues in ATMs and Banks are not helpful at all when it comes to transacting there.

Under the mandate of the CBN for all banks to bolster cashless transactions, Ecobank launched its banking codes. The code works on any device type, as long as it’s a mobile phone. Also, it works on any network at all.

To carry on with this guide, you need to first of all register for USSD banking. Dial *326# and follow the instructions on the screen to get started. You must dial this code on a phone number linked to your Ecobank account.

Ecobank transfer code:

  • Dial *326# using the phone number linked to your Ecobank account
  • Select the option that says “transfer funds”.
  • Enter the account number of the recipient and select the bank.
  • Confirm the full name of the recipient and select next.
  • Enter your banking PIN or the last 4 digits on your ATM card to confirm your transaction.

After following the above steps, you’ll receive a debit alert confirming your transfer.

Things you must note:

This service is accessible at any time of the day. However, a transaction fee of 70 naira will be deducted from your bank account aside from the transfer amount.

The code works on any mobile device, including Android, Blackberry, Windows, Java, iOS, etc.

Apart from funds transfers, there are several other things you can do with the *326# code.

Read also:

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Our Health, Educational, Career journals, and the likes are not intended to serve as substitutes for professional advice. Therefore, we urge you to consult an appropriate professional before making any decision.


  1. Everybody is complaining abt the code. I think Eco bank needs to upgrade herself seriously. I never enjoyed their service

  2. Hello was trying to use d transfer code on my phone but its telling me wrong account number or phone number is not attached to d account and dat is not possible cus I was in bank 2days ago to get my new ATM card and fill d alert form wit my number on it

  3. My eco bank transfer code is not active (326)is not allowing me to use the transaction

  4. Am trying to create a pin but at a place they say insert number as that card, I don’t understand

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