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Home ✔Naija HB Special How to Receive Money Through Western Union in Nigeria

How to Receive Money Through Western Union in Nigeria

In this guide, you’ll learn how to receive money through Western Union in Nigeria.

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Several Nigerians transact with foreign companies or individuals every day. Therefore they need an easy, yet, effective means to receive or send money. This is exactly where the importance of Western Union comes into play.

Many banks in Nigeria are direct agents of Western Union International, a global money transfer company with over 480,000 agent locations in over 200 countries.

With the service of Western Union, sending and receiving money to and from friends and families around the world is really easy.

But the problem is, not everyone is familiar with the way the company works. If that’s the case with you, then this guide is for you.

There are, as a matter of fact, several methods used in receiving Western Union payments in Nigeria. Here we’ll walk you through each of them, and it’ll be left for you to decide the one you feel is the most convenient option for you.

To be able to receive Western Union Money transfers from any bank in Nigeria:

  • You must be able to provide a valid MTCN (Money Transfer Control Number), which is a 10-digit reference code assigned to every single money transfer made using WU.
  • Funds must be sent with Customer’s First and last name which must match with Account Name
  • You must be able to provide the sender’s name
  • You must enter the amount expected in NAIRA (conversion rate is determined by Western Union, and can be confirmed from the sender of funds)
  • Country of Origin of Funds Test question and answer

How to receive Western Union transfer at any Nigerian Bank

As we’ve earlier indicated above, most banks in Nigeria are WU agents. Follow these steps to receive your money:

  • Visit any bank branch in Nigeria that is a WU agent.
  • Approach any of the customer care personnel within that bank and tell them you wish to receive WU funds.
  • You will need to provide MTCN and other information to confirm your funds. In addition, some banks may request a means of identification, most especially if you don’t have an account with them.
  • If you meet up with all the requirements, your funds will be paid to you in cash or transferred to your bank account upon your request.

How to receive Western Union Transfers using ATMs in Nigeria:

  • Visit the ATM machine of the bank with which you own an account and which is Western Union agent.
  • Press any button on the ATM and click on the Western Union option.
  • Provide all necessary information, including sender’s country (or country/ISO code), sender’s full name, your full name, MTCN etc.
  • Provide your 10-digit NUBAN and confirm your transaction.

Wait until the transaction is confirmed and processed, after which you’ll receive the funds into your bank account.

How to Receive money from Western Union via QuickTeller:

  • Visit the portal dedicated by Quickteller for receiving WU funds using: https://wu.quickteller.com/
  • Select your bank from the list of options available. Quickteller supports reception of funds using Stanbic IBTC, Wema, Polaris, Access, and Zenith bank accounts.
  • Fill in your MTCN, Sender and Receiver details in the appropriate boxes and click on ‘Continue’
  • Wait until Quickteller confirms the transfer details.
  • Enter your bank account details and confirm you want to receive your funds via that bank account.
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After completing the above steps, you’ll receive an alert of your WU funds within a few hours.

Note: to be able to use Quickteller to complete the transactions stated above, you must create a Quickteller profile. If you already have one, all you need to do is log in to your account.

See also:

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Matt Stephenshttps://www.naijahomebased.com/
Matt Stephens is the Editor in Chief of NaijaHomeBased.


  1. Thanks a lot boss I need more backup from you about how to make money online using many sites
    Am desperately about it, my email show below.


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