- Advertisement -
Home ✔Naija HB Special Union Bank Transfer Code: How to Send Money on Phone Via USSD

Union Bank Transfer Code: How to Send Money on Phone Via USSD

Must Read

Desmond Elliot’s list of movies, Awards, and Nominations up to 2020

In this article, we'll be talking about Desmond Elliot's list of movies, awards, and nominations up to...

List of Mercy Johnson Movies up to 2020

We know many fans are interested in knowing the names of all the movies Mercy Johnson has...

Flavour Albums & Songs up to 2020

Flavour released his debut album in 2005. Since then he has gone on to release several others....

Union Bank Transfer code allows you to send money to Union Bank accounts or another bank using your mobile phone.

- Advertisement -

The good thing about it is that you don’t have to leave the comfort of your home to make transfers. In other words, you can avoid long bank or ATM queues. All you have to do is dial a simple USSD code.

In fact, why go the bank when you can bank on-the-go? That’s the slogan Union Bank of Nigeria attributes to this service.

However, to be able to use this service, you must first create a secure PIN that will be used for confirming your transactions.

To create a PIN, simply dial *826# on your mobile phone and follow instructions. You must dial this code using a mobile phone number that’s linked to your Union Bank Account.

If you’ve successfully created your secure transaction PIN, then you’re ready to complete transfers now.

How to send money using Union Bank transfer code

  • To send money to another Union Bank Account, dial *826*1*amount*account no#.
  • To send money to other banks in Nigeria, dial *826*2*amount*account no#. Afterwards, confirm the bank name from the list of options you see.
  • After dialing any of the above code, check to make sure the account name and number of the recipient is correct.
  • Enter your secure PIN or the last 4 digits on your ATM card number to confirm your transaction.

After completing all of the above steps, you’ll receive a debit alert confirming your transaction.

Limits & Charges


  • Using the above code to send money to Union Bank accounts is absolutely free. That is, no other money will be deducted from your account apart from the exact transfer amount.
  • Transfers to non-UBN accounts attract a fee of 52.5 naira only per transaction.


- Advertisement -

The daily limit per transaction is 200,000 naira. To put it differently, you cannot transfer more than 200,000 naira in one day. If you wish to increase your limit, visit any UBN branch near you or contact customer care online.

Other things to know regarding Union Bank Transfer code

  • you can only make transfers from your individual current or savings account. Therefore, Corporate Accounts, Joint Accounts, Target Savings Accounts & Domiciliary accounts are not allowed to use Union Bank transfer code.
  • The USSD code is only available for UBN account holders.
  • The service requires no internet connection, but depends on the availability of a strong-enough network signal.
  • The service is available on MTN, AIRTEL, GLO and 9Mobile.The cost of transaction is free on GLO, 9Mobile, and AIRTEL. However, customers of MTN will experience extra-charges as regards to this service. Check the image below for details:
MTN charges for union bank USSD code transactions

Read also:

We hope our guide answers all the questions you have in mind regarding Union Bank Transfer code. If you have any questions or contribution, you can reach us using the comment section of this post.

- Advertisement -

Our Health, Educational, Career journals, and the likes are not intended to serve as substitutes for professional advice. Therefore, we urge you to consult an appropriate professional before making any decision.


Comments are closed.

- Advertisement -


JAMB Brochure 2020: Download Correct & Complete pdf Version

You can download the JAMB brochure pdf from the JAMB portal using your smartphone or computer. Or,...

10 Best Engineering Courses Offered at Nigerian Universities

Anyone who wishes to study Engineering in Nigeria must be highly selective. The reason is, although some engineering fields are undisputedly awesome...

Engineering Courses Offered at Nigerian Universities (2020)

We've compiled a list containing 36 engineering courses you can study at the various Nigerian universities. There are over...

How to Make Money Online Without Paying Anything (2020 Update)

Are you interested in learning how to make money online without paying anything in 2020? You are not...

List of Nigerian Universities that offer Architecture

Interested in knowing the Nigerian Universities that offer architecture? You'll soon find out. It is imperative that all aspiring architects...

Follow us


See more