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Home ✔Naija HB Special How To Open a Payoneer Account (Free) and Earn $25 Bonus

How To Open a Payoneer Account (Free) and Earn $25 Bonus

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Do you want to learn how to open a Payoneer account? If yes, then this tutorial is for you. Plus, we have included several images to guide you step-by-step so you don’t make any mistakes along the line.

Additionally, you’ll get to earn a bonus of $25 dollars by clicking here to sign up now!

earn 25 dollars signing up with Payoneer

By the way, don’t forget to click the signup & earn $25 button when you visit Payoneer to claim your bonus.

What is Payoneer all about?

Payoneer is a financial service company founded in 2003. It provides money transfer and digital payment services to its millions of customers all over the world.

It is available in almost all the countries in the world, and is, therefore, a good alternative to PayPal for individuals living in countries where PayPal is not available or is not fully functional.

If you are interested in knowing more about Payoneer, here are a few questions and answers to help you through.

Frequently asked questions (FAQ)

How can I open a Payoneer account in my country?

A lot of people have asked me recently – How can I open a Payoneer account in the UK? The answer is, the processes and requirements for opening a Payoneer account in any country are virtually the same. All you need to do is specify your country during sign up.

Can I own a company Payoneer account?

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By all means. You can open a Payoneer account in the name of your company or as an individual. All you have to do is specify this during sign up.

What are the required details to open a Payoneer account?

The required details are not too many. It is completely free to open. You need the following information or details:

  • An email account.
  • Address (postal code and residential address): Make sure you use the correct postal code. It is where your Payoneer card will be shipped to. Check for your postal / zip code here if you live in Nigeria.
  • Local bank account: The details of your local bank accounts will be requested for.
  • Means of Identification (I.D card, voter’s card, Driver’s license, International Passport): If you have a temporary I.D card slip, you can as well use it. As far as it has your National Identification number.

Why do I need a Payoneer account?

If you are a freelancer, entrepreneur or you just need to receive money from abroad and also be able to send money to others, then you really need to open and verify your Payoneer account.

Payoneer is one of the best online money transfer companies for individuals looking to receive money online for whatsoever reason. It’s way cheaper than western union and direct bank wire transfer.

Personally, as a blogger and a freelance writer, I can tell you without doubts that owning a Payoneer account is one of the best things that has happened to my business.

After working for clients online and survey companies where I was unable to receive my funds – due to the fact that PayPal isn’t supported in my country, I went in search of the best alternatives to PayPal, which I found in Payoneer.

How to open a Payoneer Account

Here are the steps you need to follow to own a Payoneer account for free:

Step 1. Visit Payoneer here and click on sign up.

You can visit the official Payoneer website by clicking on this link.

payoneer sign up

On the homepage, you will discover two sign up buttons. One on at the top right corner, the other at the bottom left corner. Just click on anyone.

Step 2. Enter your Personal Details in the spaces provided.

enter personal records

Fill all the details in their respective boxes. The data you enter must correspond with what you have on your means of identification. You must treat your Payoneer account like you would treat your official bank account because that is what it is.

After filling in all the required details, click on next.

Step 3. Fill in your contact details.

fill contact details

Enter your contact details in the boxes provided. Mine indicates Nigeria because I live in Nigeria. If you live in the UK, USA, The Philipines, or any other country, just make sure you select the appropriate one.

Make sure you enter the correct address. Like I said earlier, that is where your Payoneer card will be shipped to. After successfully entering your contact details, click on next to proceed.

Step 4. Enter Security details.

email adress and security details

Now, enter your security details in the boxes provided. Choose a password easy for you to remember but difficult for others to guess.

Enter a security question and provide an answer to that question.

The security question will be used to confirm your identity in case of any issues.

The country has been specified. However, you can change it if your means of identification is from another country.

Step 5. Enter local bank account details

bank account details, terms and condition

Enter the exact match of your local bank account details in the boxes provided. This is important if you intend to perform bank wire transfer from your Payoneer account to your local bank.

If you don’t know your SWIFT/BIC, make a google search for your bank BIC. For example, visit google.com and search for ‘UBA Swift code’, ‘GTB Swift code‘ or any other bank swift code.

After completing all the details, click to agree to terms and conditions and pricing fees and then click on submit.

You should get a congratulations message like this:

account review in process

If you followed all the steps in this guide, You will also get an email confirming that the review of your application is in progress.

The Payoneer team will conclude the review of your application in less than two working days. In fact, mine didn’t last for up to 6 hours.

I got an email like this.

payoneer account approval message

Companies/merchants that pay workers/customers with Payoneer

You might want to know what you can do with your Payoneer account, and the merchants and freelance websites that pay their freelancers using Payoneer. I have made a list of them in my review on freelance websites.

Not just freelance websites, Payoneer is accepted by a wide range of companies (See the list of those companies). So, if you work with any of those companies, you can easily receive your payments from them using your new Payoneer account.

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27 COMMENTS

  1. Thanks bro. for the good work.
    please I can’t find my bank FIDELITY (Port Harcourt ) SWIFT/BIC online, can only get Lagos.
    Don’t know what 2 do.
    Your response will be much appreciated.

  2. without the master card i cant receive any payment? Can’t i transfer the money from my payoneer account to my local account and withdraw?

  3. Hello there! I know this is kind of off topic but I was wondering which blog platform are you using for this website?
    I’m getting fed up of WordPress because I’ve had problems with hackers and I’m looking at alternatives for another
    platform. I would be great if you could point me in the direction of a good platform.

  4. Will the $25 earned by clicking to register on this website be included in the $30 required for the master card…..so that i can only top up with $5? Please can I see the reply in my email as well? Thanks

  5. Hi Stephen!
    Thanks for your write-up.
    Very helpful.
    In step 5(enter local bank account details), i noticed that you put EUR instead of naira, was that on purpose?

    • Hi Jen, it is better to select the currency of your local bank in step 5. In other words, if you’re from Nigeria choose naira, and if you’re from the USA choose dollars. Nevertheless, you can still set that after creating your account and getting approval.

  6. Is it compulsory to request for a mastercard tho
    Or money can be transferred from the payoneer account directly into my local bank account?

  7. Thanks for this post. Was your mastercard delivered to the exact address you indicated or you had to go pick it up somewhere. Also, do you get notified before it gets to the location

  8. Hi, I have a question.. How to answer the security questions correctly? I’ve tried 3 times until they block my account. I know the answer (my family’s date of birth) but maybe I wrote it wrong.
    I’ve secured my account now after Renewing my password. But cannot withdrew my money because they’re asking the security questions. Can you please help me out. Thanks

  9. Hello. Thanks for your time and efforts. Please, I have been trying to register with payoneer but I don’t have passport, driver’s license or national ID as required. All I have is voter’s card. I thought I would be able to register with the voter’s card but couldn’t as there was no option for it in the dialogue box provided. Is there any other way?

  10. I have A challenge now, I don’t have a permanent ID card which was demanded on the pioneer fill form, but I used my mom’s own, and also the deatials I used were her’s, now the problem I have now is: While filling the bank details form, do I need her own bank account details or I should use mine? Please I need your reply:

    • Hi Sofia, from what you’ve said, the Payoneer account you’re opening will indirectly belong to your mother. Since you want to use her I.D card and details then you must use her bank account details too in order to avoid any sort of complications. Linking an account that doesn’t match may raise eyebrows. My views are, as a matter of fact, hypothetical. If you have doubts about it, feel free to contact Payoneer support for clarification.

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