- Advertisement -
Home ✔Naija HB Special How to Send Money With Sterling Bank Transfer Code

How to Send Money With Sterling Bank Transfer Code

Must Read

Desmond Elliot’s list of movies, Awards, and Nominations up to 2020

In this article, we'll be talking about Desmond Elliot's list of movies, awards, and nominations up to...

List of Mercy Johnson Movies up to 2020

We know many fans are interested in knowing the names of all the movies Mercy Johnson has...

Flavour Albums & Songs up to 2020

Flavour released his debut album in 2005. Since then he has gone on to release several others....

Sterling Bank Transfer code reduces unnecessary hassles involved in funds transfers. Right now, you can send money to any bank in Nigeria using your phone, and without the mobile app. In this guide we’ll show you how to use this short code and how much the service costs.

- Advertisement -

Before Sterling Bank introduced the use of USSD code, customers needed to visit the bank or ATM machine to send money. Alternatively, they had to download and register on the Sterling mobile app. But now you don’t need to go through that stress; all you need to do is dial a simple code on your mobile device.

However, before you can use this service, you need to register for Sterling Bank USSD banking. If you’ve previously registered, then you can skip this step.

To register, dial *822*1*NUBAN# and follow the on-screen instructions. You need to enter your account number and choose a 4 digit PIN which you shall be using to authenticate transactions. Ensure you dial the code using the phone number linked to your Sterling bank account.

How to send money using Sterling Bank Transfer Code

  • To transfer money to another Sterling Bank account dial *822*4*AMOUNT*NUBAN#
  • To send money to non-Sterling bank accounts (other Bank accounts in Nigeria) dial *822*5*AMOUNT*NUBAN#
  • If you’re sending to other banks, you need to select the Bank of the recipient from the list you see before you can continue with your transaction. Afterwards, confirm to see if the full name of the recipient corresponds with what you have in mind.
  • Enter your USSD banking PIN or the last 4 digits on your ATM MasterCard to confirm your transfer.

After completing the above steps, you’ll receive a debit alert from Sterling bank confirming your transfer.

Sterling Bank transfer charges and limits


The daily cumulative limit while using Sterling Bank USSD transfer code is 100,000 naira. The per transaction limit, on the other hand, is 50,000 naira only.

To put it differently, you can’t send more than 100,000 naira in one day. Also, you can only send 50,000 per transaction. Therefore, if you intend to transfer 100,000 to someone, then you need to send it in two transactions (50,000 naira each).


- Advertisement -

Transfers to other Sterling Bank accounts comes at a cost of 21 naira per transaction (VAT inclusive) while transfers to other banks in Nigeria come at a cost of 52. naira only (VAT inclusive).

Other points to note about Sterling Bank Transfer Code

  • Sterling Bank USSD transfer code is available to savings and current account holders; however, it doesn’t work with Corporate, domiciliary and other account types.
  • The service requires no internet connection, but needs a strong-enough network signal.
  • The service works with MTN, AIRTEL, GLO and 9Mobile lines, whichever is linked to your account.
  • The service works on all phone types: Android, iOS, Blackberry, Windows or Java.
  • the code is accessible 24 hours daily, including public holidays and weekends.

the image below shows you how to perform several other transactions:

code for performing sterling bank transfer, recharge, BVN, account balance check and more

Read also:

- Advertisement -

Our Health, Educational, Career journals, and the likes are not intended to serve as substitutes for professional advice. Therefore, we urge you to consult an appropriate professional before making any decision.

- Advertisement -


The Nigerian Flag: Meaning, Facts, Photos & Who Designed it

The Nigerian flag is one of the national symbols of Nigeria. It differentiates our nation from...

Nigerian National Symbols & Their Meanings

Similar to other countries around the world, Nigeria has its National symbols. In this post, we'll tell you what the national...

CBN Recruitment Portal 2020: When is it Starting & How to Apply

From time to time, the CBN conducts recruitment via its official website. In this post, we'll discuss several important questions regarding...

List of all 774 Local Governments Areas in Nigeria

Nigeria is a multiethnic country made up of different states, LGAs, tribes and cultures e.t.c. In this article, we'll be talking about...

How to Report any Bank to the CBN

Every now and then, customers face certain challenges while dealing with commercial banks in Nigeria. In the event that your issue is...

Follow us


See more