In this guide, you’ll discover the code to check your Union Bank account balance.

You don’t need to visit the bank or an ATM machine every time you need to know how much you have in your account. In fact, why do you need to do all that when you can just dial a simple code on your mobile phone?

Imagine spending several minutes in the bank or ATM queue just for the sake of checking how much you have in your account.

But since you’re here, you’ll discover how to easily know how much you have in your union bank account. In addition, you’ll discover all the charges, benefits and limitations associated with using code to check your balance.

If this is your first time using USSD banking code, then you need to first of all register and create a secure PIN. To do that, simply dial *826# and follow the instructions you find on the screen. You must dial the code using a mobile phone number linked to your bank account.

How to check Union Bank account balance on phone

Step 1. The code for checking Union Bank account balance is *826*4#. Dial it on a mobile phone number linked to your account. Alternatively, SMS the word BAL to 20123.

Step 2. Enter the last 4 digits on your debit card or your USSD banking PIN to confirm your transaction.

After completing the above steps, you’ll receive a message notifying you of how much you have in your account.

Charges & Limits

The use of the above code attracts a fee of 20 naira only. MTN customers pay an extra N8 for balance enquiries.

See the image below for the general cost of using all UBN codes:

There’s no limit to the number of times you can check your balance, in as much as you have enough money in your account to offset the cost implication.

What you should know about Union Bank account balance code

• It works on all device types, be it android, iOS, Blackberry, or Java. Furthermore, it works on all network providers in Nigeria including Glo, MTN, 9Mobile and AIRTEL.
• You can access your account balance at any time of the day, 7 days a week — including weekends and public holidays.
• All Union Bank codes require no internet connection; however, you need to have network signal on your phone at least.

Read also:

• Union Bank Recharge Code: How to load airtime for yourself and others.
  
• How to download and register Union Bank mobile application.
• Union Bank transfer code: How to send money to any bank account in Nigeria
• UBA transfer code: send funds using your mobile phone.
• GTB transfer code: transfer money without an internet connection.
• Access Bank Transfer code: send money using your phone.